Insurances

Insurance & Social Security – Creating Clarity

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Health, liability, prevention — understand & structure.

Clarity when making important decisions.

The Swiss insurance and social security system can raise many questions, especially for those moving from abroad. We help you better understand your situation and find the right solutions for your personal needs.

We support you with
  • Certificate of Coverage (A1) — avoid double contributions
  • AnoBag — Enrolment for employees with foreign employers
  • Cross-border & remote work — correct insurance & social security set up
  • Social Security Agreements — Overview & Implementation
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Our Scope of Services

Step by step to your ideal coverage.

Health Insurance

We support you in choosing the right health and accident insurance in Switzerland.

Individual Insurance Needs Analysis

We provide clarity regarding pension planning and social security in Switzerland.

Retirement Planning

For cross-border employment relationships, we support you with international special cases.

International Social Security

Not every insurance policy makes sense for everyone. That is why we look at your situation individually.

“We felt well looked after from the very beginning.”

Moving to Switzerland raised a lot of questions for us. Advena provided personal guidance, coordinated the most important steps, and supported us with housing, registration, and permits. This allowed us to settle into our new home quickly and easily.

How it works

Step by step to your ideal coverage.

1
Understand your situation

In our initial consultation, we get to know your personal and professional situation and clarify the most important questions.

2
Analyse your needs

We assess which insurance and social security topics are relevant to you.

3
Identifying opportunities

You will receive a clear overview of your options and the next steps.

4
Coordinating suitable solutions

We support you during implementation and coordinate the right solutions for your situation.

Frequently Asked Questions

Everything you need to know at a glance.

Which health insurance do I need in Switzerland?

The right health insurance depends on your personal situation. We help you understand the relevant options and find the right solution.

What happens to my social security when I move?

Different regulations apply depending on your country of origin, employment status, and personal situation. We will determine which topics are relevant to you.

Does Advena help me optimize my insurance for tax purposes?

Yes. While we do not provide insurance advice, we work with you to review the tax details of your existing policies. We identify which premiums you can deduct on your tax return – from household, liability, car, and travel insurance to dental and prenatal insurance registrations, as well as family, disability, and life insurance.

Your Next Step

Ready to Start Your Journey in Switzerland?

Are you planning your move and not sure where to start? Tell us about your plans.

• Personal initial consultation

• Individual support

• A clear plan for your move

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Insurance & Social Security – Creating Clarity

Clarity when making important decisions.

Our service at a glance

Health Insurance

  • Certificate of Coverage (A1) — avoid double contributions
  • AnoBag — Enrolment for employees with foreign employers
  • Cross-border & remote work — correct insurance & social security set up
  • Social Security Agreements — Overview & Implementation

Individual Insurance Needs Analysis

  • Health insurance (KVG) — choosing the right plan
  • Exemption applications for international policies
  • Supplementary insurance (hospital, dental, international coverage)
  • Accident insurance (UVG)

Retirement Planning

  • AHV & BVG enrolment for expats & SMEs
  • Tax-optimised pension savings (Pillar 3a)
  • Coverage for Disability & Death

International Social Security

  • Guidance on household, liability & vehicle insurance policies
  • Additional Protection for Families & Property

International Social Security

aspen
Residential
2024
  • Guidance on household, liability & vehicle insurance policies
  • Additional Protection for Families & Property

Health Insurance

aspen
Residential
2024
  • Certificate of Coverage (A1) — avoid double contributions
  • AnoBag — Enrolment for employees with foreign employers
  • Cross-border & remote work — correct insurance & social security set up
  • Social Security Agreements — Overview & Implementation

Retirement Planning

aspen
Residential
2024
  • AHV & BVG enrolment for expats & SMEs
  • Tax-optimised pension savings (Pillar 3a)
  • Coverage for Disability & Death

Individual Insurance Needs Analysis

aspen
Residential
2024
  • Health insurance (KVG) — choosing the right plan
  • Exemption applications for international policies
  • Supplementary insurance (hospital, dental, international coverage)
  • Accident insurance (UVG)

Health Insurance

  • Certificate of Coverage (A1) — avoid double contributions
  • AnoBag — Enrolment for employees with foreign employers
  • Cross-border & remote work — correct insurance & social security set up
  • Social Security Agreements — Overview & Implementation

Individual Insurance Needs Analysis

  • Health insurance (KVG) — choosing the right plan
  • Exemption applications for international policies
  • Supplementary insurance (hospital, dental, international coverage)
  • Accident insurance (UVG)

Retirement Planning

  • AHV & BVG enrolment for expats & SMEs
  • Tax-optimised pension savings (Pillar 3a)
  • Coverage for Disability & Death

International Social Security

  • Guidance on household, liability & vehicle insurance policies
  • Additional Protection for Families & Property

Clarity before it gets expensive.

Book your initial consultation now and avoid the mistakes that cost others years.