Insurance companies in Switzerland creating clarity together

The Swiss insurance system — we make it understandable There is an insurance obligation in Switzerland — but what does that mean for you in practice? Which health insurance is right for your everyday life? Which additional insurance policies make sense? Which pension products also help you with tax purposes? And what deadlines do you need to know? Advena accompanies you step by step — individually, comprehensibly, on equal footing.

Our service at a glance

InternationalCases — CoC, AnoBag, Cross-Border

  • Certificate of Coverage (A1) — avoid double contributions
  • AnoBag — Enrolment for Employees with Foreign Employers
  • Cross-border & remote work — correct insurance & social security setup
  • Social Security Agreements — Overview & Implementation

BasicCoverage — Health & Accident Insurance

  • Health insurance (KVG) — choosing the right plan
  • Exemption applications for international policies
  • Supplementary insurance (hospital, dental, international coverage)
  • Accident insurance (UVG)

Pension & Security — BVG, Pillar 3a, Disability

  • AHV & BVG enrolment for expats & SMEs
  • Tax-optimised pension savings (Pillar 3a)
  • Coverage for Disability & Death

Everyday & Family — Household, Liability, Vehicle

  • Guidance on household, liability & vehicle insurance policies
  • Additional Protection for Families & Property

InternationalCases — CoC, AnoBag, Cross-Border

aspen
Residential
2024
  • Certificate of Coverage (A1) — avoid double contributions
  • AnoBag — Enrolment for Employees with Foreign Employers
  • Cross-border & remote work — correct insurance & social security setup
  • Social Security Agreements — Overview & Implementation

BasicCoverage — Health & Accident Insurance

aspen
Residential
2024
  • Health insurance (KVG) — choosing the right plan
  • Exemption applications for international policies
  • Supplementary insurance (hospital, dental, international coverage)
  • Accident insurance (UVG)

Pension & Security — BVG, Pillar 3a, Disability

aspen
Residential
2024
  • AHV & BVG enrolment for expats & SMEs
  • Tax-optimised pension savings (Pillar 3a)
  • Coverage for Disability & Death

Everyday & Family — Household, Liability, Vehicle

aspen
Residential
2024
  • Guidance on household, liability & vehicle insurance policies
  • Additional Protection for Families & Property

InternationalCases — CoC, AnoBag, Cross-Border

  • Certificate of Coverage (A1) — avoid double contributions
  • AnoBag — Enrolment for Employees with Foreign Employers
  • Cross-border & remote work — correct insurance & social security setup
  • Social Security Agreements — Overview & Implementation

BasicCoverage — Health & Accident Insurance

  • Health insurance (KVG) — choosing the right plan
  • Exemption applications for international policies
  • Supplementary insurance (hospital, dental, international coverage)
  • Accident insurance (UVG)

Pension & Security — BVG, Pillar 3a, Disability

  • AHV & BVG enrolment for expats & SMEs
  • Tax-optimised pension savings (Pillar 3a)
  • Coverage for Disability & Death

Everyday & Family — Household, Liability, Vehicle

  • Guidance on household, liability & vehicle insurance policies
  • Additional Protection for Families & Property

Clarity before it gets expensive.

Book your initial consultation now and avoid the mistakes that cost other years.